Our Jewelry Buyback & Upgrade Guarantee
Your Jewelry Keeps Its Value With Us
When you buy pre-owned jewelry from Capital City Loan & Jewelry, it keeps its value with us. Whether you want cash back down the road or something even better, we've got you covered.
Sell It Back to Us
Bring back a pre-owned piece you bought from us, in like condition, and we'll pay up to:
Year 1: up to 75% of what you paid
Years 2–3: up to 65% of what you paid
Years 4–5: up to 50% of what you paid
Gold Went Up? You Win.
If the metal in your piece is worth more than your guaranteed buyback price, we'll offer you more. When gold and other precious metals rise in value, so does your offer.
Trade Up Anytime With 75% Credit
Ready for something bigger? For up to 5 years from purchase, trade in your piece (in like condition) and get 75% of what you paid as credit toward a more expensive piece from our store. Your original purchase date stays with your jewelry and sets the timeline for any future buyback or upgrade.
Already a Customer? It Counts.
This guarantee covers pre-owned jewelry you've already bought from us, not just future purchases.
The Details
• “Like condition” means the piece hasn't been significantly altered, damaged, or worn down since you bought it. Our team determines condition when you bring it in.
• The guarantee covers pre-owned jewelry purchased from Capital City Loan & Jewelry. It does not cover new items, coins, watches, or certain other items. Just ask in-store.
• Upgrades must be toward a more expensive piece, and upgraded items can't be refunded for cash.
• Buyback and upgrade guarantees end 5 years after the original purchase date.
• This policy is subject to immediate change at the discretion of Capital City Loan & Jewelry. Any changes will be posted in-store and online and will apply to transactions from the date of the change.
Questions? Stop by any of our four Sacramento locations or call (855) 438-7296.